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InCred Holdings Limited Unlisted Shares

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Current indicative price ₹149

Source: Unlisted Hub dealing desk Updated 26 Sep 2026, 3:19 am IST

Desk buy price₹132

Desk sell price₹149

Minimum lot1

ISIN: INE732W01014
CIN: U67190MH2011PLC211738

InCred Holdings Limited

₹132 Price per share

Minimum quantity114

Minimum investment₹15,000

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Filed financials

InCred Holdings Limited financials

₹ crore, from the company's filed statements · 9 years · FY 2017-18 to FY 2025-26

What the numbers show

In FY 2025-26, InCred Holdings Limited reported revenue (consolidated) of ₹2,549.9 crore, up 36.1% from ₹1,873.6 crore in FY 2024-25.

Profit after tax was ₹415.7 crore, a net margin of 16.3%, up 11.4% on the previous year.

Over the 5 years from FY 2020-21 to FY 2025-26, revenue grew at a compound rate of 45% a year.

At the end of FY 2025-26, net worth stood at ₹4,349 crore against borrowings of ₹10,968.1 crore (debt to equity 2.52).

Revenue

₹2,549.9 cr

FY 2025-26 ▲ 36.1% increase on the previous year

5-yr CAGR 45%

Profit after tax

₹415.7 cr

FY 2025-26 ▲ 11.4% increase on the previous year

3-yr CAGR 56.2%

Net worth

₹4,349 cr

FY 2025-26 ▲ 14.3% increase on the previous year

5-yr CAGR 24.1%

Operating cash flow

−₹2,687.4 cr

FY 2025-26 ▲ 4.6% increase on the previous year

Revenue and profit after tax, ₹ crore Revenue Profit after tax

Key ratios · FY 2025-26

Return on equity: 9.6%
Debt to equity: 2.52
EBITDA margin: 60.3%
Net margin: 16.3%
EPS (basic): ₹6.37

InCred Holdings Limited, consolidated figures in ₹ crore unless stated. The latest year shows the change on the previous year. "—" means not reported; "n.m." means not meaningful.
Fiscal year	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21	FY 2019-20	FY 2018-19	FY 2017-18
Revenue	2,549.9 ▲36.1% on FY 2024-25	1,873.6	1,272.7	865.7	488.0	397.5	758.0	934.8	806.4
EBITDA	1,536.9 ▲35.7% on FY 2024-25	1,132.7	868.2	605.5	237.4	245.6	−1,272.8	428.6	553.6
EBITDA margin	60.3%	60.5%	68.2%	69.9%	48.6%	61.8%	−167.9%	45.8%	68.6%
Profit after tax	415.7 ▲11.4% on FY 2024-25	373.1	309.0	109.1	30.8	−158.6	−1,284.4	45.5	162.3
Net margin	16.3%	19.9%	24.3%	12.6%	6.3%	−39.9%	−169.5%	4.9%	20.1%
EPS (₹)	6.37	—	—	—	—	—	—	—	—

InCred Holdings Limited, consolidated figures in ₹ crore unless stated. The latest year shows the change on the previous year. "—" means not reported; "n.m." means not meaningful.
Fiscal year	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21	FY 2019-20	FY 2018-19	FY 2017-18
Net worth	4,349.0 ▲14.3% on FY 2024-25	3,803.3	3,386.8	2,547.8	1,115.2	1,475.0	1,632.9	2,917.1	2,873.2
Borrowings	10,968.1 ▲31.2% on FY 2024-25	8,358.5	5,017.2	3,864.4	2,815.9	996.3	1,858.2	3,471.7	3,079.3
Total assets	15,720.1 ▲25.8% on FY 2024-25	12,500.5	8,767.6	6,678.8	4,034.6	2,928.5	4,987.5	6,955.0	6,422.7
Debt to equity	2.52×	2.20×	1.48×	1.52×	2.53×	0.68×	1.14×	1.19×	1.07×
Return on equity	9.6%	9.8%	9.1%	4.3%	2.8%	−10.8%	−78.7%	1.6%	5.7%

InCred Holdings Limited, consolidated figures in ₹ crore unless stated. The latest year shows the change on the previous year. "—" means not reported; "n.m." means not meaningful.
Fiscal year	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21	FY 2019-20	FY 2018-19	FY 2017-18
Operating cash flow	−2,687.4 ▲4.6% on FY 2024-25	−2,815.7	−1,372.6	−726.0	−1,122.4	2,214.0	1,492.8	−86.7	−518.9
Profit after tax	415.7 ▲11.4% on FY 2024-25	373.1	309.0	109.1	30.8	−158.6	−1,284.4	45.5	162.3
Cash flow to profit	−6.46×	−7.55×	−4.44×	−6.66×	−36.41×	—	—	−1.90×	−3.20×

Revenue

₹97.1 cr

FY 2014-15 ▲ 96.9% increase on the previous year

Profit after tax

₹21 cr

FY 2014-15 ▲ 47.2% increase on the previous year

Net worth

₹342.9 cr

FY 2014-15 ▲ 6.5% increase on the previous year

Operating cash flow

₹17.8 cr

FY 2014-15 ▼ 43.2% decrease on the previous year

Revenue and profit after tax, ₹ crore Revenue Profit after tax

Key ratios · FY 2014-15

Return on equity: 6.1%
Debt to equity: 0.00
EBITDA margin: 32.5%
Net margin: 21.6%

InCred Holdings Limited, standalone figures in ₹ crore unless stated. The latest year shows the change on the previous year. "—" means not reported; "n.m." means not meaningful.
Fiscal year	FY 2014-15	FY 2013-14
Revenue	97.1 ▲96.9% on FY 2013-14	49.3
EBITDA	31.5 ▲43.4% on FY 2013-14	22.0
EBITDA margin	32.5%	44.6%
Profit after tax	21.0 ▲47.2% on FY 2013-14	14.3
Net margin	21.6%	28.9%

InCred Holdings Limited, standalone figures in ₹ crore unless stated. The latest year shows the change on the previous year. "—" means not reported; "n.m." means not meaningful.
Fiscal year	FY 2014-15	FY 2013-14
Net worth	342.9 ▲6.5% on FY 2013-14	321.9
Borrowings	0.0	0.0
Total assets	350.3 ▲6.7% on FY 2013-14	328.4
Debt to equity	0.00×	0.00×
Return on equity	6.1%	4.4%

InCred Holdings Limited, standalone figures in ₹ crore unless stated. The latest year shows the change on the previous year. "—" means not reported; "n.m." means not meaningful.
Fiscal year	FY 2014-15	FY 2013-14
Operating cash flow	17.8 ▼43.2% on FY 2013-14	31.4
Profit after tax	21.0 ▲47.2% on FY 2013-14	14.3
Cash flow to profit	0.85×	2.20×

Filings & documents

The figures on this page are compiled from the company's filed financial statements. Our desk can share the underlying filings on request.

Figures are compiled from the companies' filed financial statements. They are historical, may be restated, and are not a forecast or recommendation. Check the company's annual report before relying on any figure.

InCred Holdings Limited: common questions

What was InCred Holdings Limited's revenue in FY 2025-26?

InCred Holdings Limited reported revenue of ₹2,549.9 crore in FY 2025-26 on a consolidated basis, according to its filed financial statements.

Did InCred Holdings Limited make a profit in FY 2025-26?

Yes. InCred Holdings Limited reported a profit after tax of ₹415.7 crore in FY 2025-26 on a consolidated basis.

What is InCred Holdings Limited's net worth?

InCred Holdings Limited's net worth (share capital plus reserves) was ₹4,349 crore at the end of FY 2025-26.

How much debt does InCred Holdings Limited have?

InCred Holdings Limited reported borrowings of ₹10,968.1 crore at the end of FY 2025-26.

How many years of financial data are available for InCred Holdings Limited?

This page shows 9 years of filed figures, from FY 2017-18 to FY 2025-26.

Risk disclosure: Unlisted securities are illiquid, are not traded on a recognised stock exchange and can lose value, including the whole of your capital. The prices shown are indicative dealer quotes for information only, not executable prices, an offer, or investment advice.