About Vivriti Capital Unlisted Share
Vivriti Capital Limited (VCL) is a pioneering mid-market lender in India, focusing on providing debt capital to mid-market enterprises. These businesses have traditionally been underserved by conventional financial institutions. VCL aims to level the playing field by ensuring these enterprises can access the capital necessary for growth and development.
Business Divisions
Vivriti Capital operates as a fintech NBFC, integrating technology with financial services to provide a diverse range of credit products. Its product suite includes term loans, which offer upfront capital for expansion and capital expenditures, and working capital loans designed to help businesses manage day-to-day liquidity needs. The company also offers Non-
Convertible Debentures (NCDs), providing fixed-income investment opportunities, and supply chain finance, ensuring smooth financial transactions between suppliers and dealers. Co-lending and securitization partnerships with other financial institutions expand Vivriti’s lending capabilities, while specialized financial products, such as buyer finance and asset leasing, cater to unique business needs.
Vivriti Capital has a key subsidiary, Vivriti Asset Management Private Limited (VAM), which functions as an asset manager for fixed-income Alternative Investment Fund (AIF) schemes registered with SEBI. VAM plays a crucial role in managing a significant portion of Vivriti Capital’s assets, specializing in private credit investments and pioneering the Performing Credit category in the Category 2 AIF space.
Vivriti Capital primarily serves mid-market enterprises across multiple sectors, including manufacturing, services, and trade. Its investor base comprises high-net-worth individuals (HNIs), ultra-high-net-worth individuals (UHNIs), banks, financial institutions, offshore investors, family offices, and foundations. The company’s Assets Under Management (AUM) is distributed across financial sector entities, which account for approximately 59%, and non-financial sector enterprises, covering industries such as electric vehicles (EVs) and supply chain finance, making up the remaining 41%.
